Use the Finance area to determine the financial structure your company.

Companies need to first enter all decision data on the other spreadsheets before they can get an accurate projection of financial demands.

The year end Cash Position should be positive (that is, the number should be black). If the year end Cash Position is red, companies need to issue Stock, Bonds, or Current Debt (or some combination of the three) to cover expenditures.

As companies make decisions, the predicted Cash Position and debt to equity pie chart will update.

Finance also determines Accounts Payable and Accounts Receivable policies. Shortening A/R (accounts receivable) lag from 30 to 15 days in effect recovers a loan made to customers. Similarly, extending the A/P (accounts payable) lag from 30 to 45 days extracts a loan from your suppliers.